SBA Loans

Alliance Business Capital has specialized in SBA financing since 2010, providing institutional‑quality underwriting support and fully packaged loan submissions for business owners nationwide. As a commercial loan intermediary, we structure, analyze, and prepare SBA loan requests so lenders receive a complete, compliant, and ready‑to‑review file — helping borrowers move efficiently from application to approval and closing.

SBA Loans from Alliance Business Capital

SBA 7(a) Loan

  • Loan Amounts up to $5M (higher loan amounts with a pari passu loan)

  • Loan to Value up to 90% (special use properties limited to 85%)

  • Preferred Credit Score of 660 (exceptions to 600 with 0x30 last 12 months)

  • Eligible Uses – Property Acquisition, Refinance, New Construction, Working Capital

  • Eligible Areas – Nationwide

SBA 504 Loan

  • Loan Amounts up to $15M

  • Loan to Value up to 85% (special use properties and new construction limited to 80%)

  • Preferred Credit Score of 720 with exceptions

  • Eligible Uses – Property Acquisition, Refinance, New Construction

  • Eligible Areas – Nationwide

Required Loan Forms & Initial Documentation

Alliance Business Capital has developed a standardized loan package that aligns with the documentation and underwriting requirements of our lending partners. Proper packaging is essential to the loan approval process, and our role — whether acting as a commercial loan intermediary, advisor, or correspondent lender — is to ensure your client’s submission is complete, compliant, and positioned for efficient lender review.

Loan Forms

Please use Alliance Business Capital forms exclusively when submitting a Loan Application. All forms should be completed in as much detail as possible to avoid delays in processing. Our team will assist in fine‑tuning all forms prior to lender submission.

Initial Documents Needed

  • 2 Forms of ID – (Driver’s License and Passport)

  • Personal Tax Returns – need most recent 3 years complete federal returns with all schedules

  • Most recent 3 years W-2’s

  • Business Tax Returns – needed on any/all entities where borrower has a 20% or more ownership interest

  • Business Financials – current year to date PL and BS on any/all entities where the borrower has a 20% or more ownership interest

  • Entity Formation Documents – if an LLC we need a copy of the Articles of Organization, Operating Agreement and the IRS Letter with the assigned EIN.

Nationwide SBA Financing

Alliance Business Capital offers SBA 7(a) and SBA 504 Loans from $500,000 up to $15,000,000 and a commercial Loan Intermediary. Our team works directly with SBA – approved lenders to help borrowers secure financing efficiently across all 50 states.

It All Starts With a Conversation!

Have a deal you’d like to discuss? Partner with Alliance – we’re results-oriented and focused on helping you close transactions efficiently.

For Commercial Real Estate Financing, Please call

(866) 712 4175

info@alliancebcpartners.com