SBA LOANS

SBA Loans are a specialty here at Alliance Business Capital. We offer the SBA 7(a) Loan Program as well as the SBA 504 Loan Program. Alliance functions as a Commercial Loan Intermediary on all SBA Loans.

In most cases we do not charge the borrower a fee, unless it is a complex deal, on SBA Loans.

We offer SBA Loans Nationwide.

Please note that Alliance is unable to include any Third-Party Originator or Broker Fees on the Settlement Statement.

SBA 7(a) Loan

The SBA 7(a) Loan Program is the most popular SBA Loan Program. Alliance Business Capital offers the SBA 7(a) Loan Nationwide.

Maximum Loan Amount:	$5 Million - higher loan amounts may be available with a Para Passu loan on a case-by-case basis
Minimum Loan Amount:	Typically $500,000 however will consider loans down to $350,000 on a case by case basis
Use of Proceeds:	Expansion, New Construction, Purchase Equipment or FF&E, Purchase a New Building and Land, Lease-hold Improvements, Working Capital, Refinance Debt (for compelling reasons) Purchase Inventory, Start a Business
Who Qualifies:	Must be a for profit business & meet SBA size standards, show good character, credit, management, and ability to repay. Must be an eligible type of business.
Prepayment Penalty:	Typically a 3 year prepayment penalty will apply
Terms:	Up to 25 years on Real Estate 5-10 Years on Working Capital, Machinery and Equipment Loans

SBA 504 Loan

Alliance offers the SBA 504 Loan Program Nationwide.

Minimum Loan Amount:	Varies from Lender to Lender. Alliance has a $2 Million minimum on a 504 loan
Maximum Loan Amount:	$10 Million 1st Conventional $5 Million CDC/SBA
Use of Proceeds:	Long-term, fixed asset loans. Construction, New Purchase and Refinance (with compelling reason)
Loan Term:	Typically 10 - 20 Years
Who Qualifies:	For-profit businesses that do not exceed $15 Million in tangible net worth, and do not have an average two full fiscal net income over $5 Million . Must be a minimum of 51% owner occupied on existing properties or 60% on new construction.
Benefits to Borrower:	Lower down payment than a conventional loan, long term financing with no balloons

SBA Flyers

Below are some Flyers with additional information on SBA Loans. If you have any questions about an SBA Loan or working with Alliance, please do not hesitate to contact us.

SBA 7(a) Flyer

Click here to view our SBA 7(a) Loan Flyer

SBA 7(a) Checklist

Click here to view checklist of items needed

SBA 504 Flyer

Click here to view our SBA 504 Loan Flyer

SBA 504 Fact Sheet

Click here to view the SBA 504 Loan Program Fact Sheet

SBA Loan Forms

The following forms are required on all SBA Loans. Please save the forms on your computer and then you can type directly on the forms. We do not accept handwritten forms.

SBA PFS

The SBA Personal Financial Statement should be completed in detail. We will assist in fine-tuning it once we have pulled credit.

SBA Resume

The SBA Resume needs all applicable areas completed in detail including full names, birthplace and job history.

Loan Application

Please use this loan application on all SBA Loans.

SBA 1919 Form

The SBA 1919 Form is required on all SBA 7(a) Loans and all sections need to be completed in detail.

Questions about an SBA Loan

If you have questions about an SBA Loan and or need assistance with the SBA Forms, please do not hesitate to contact us. We appreciate the opportunity to work with you on any/all of your SBA Loan Applications.